For many people, finances and schedules are turned upside down during the holidays, and that can make get-togethers, gift-buying and even gift-receiving a stressful time. It can be difficult to smile when spending is out of control. Getting yourself organized and contentious of what you are spending can generate a lot of peace of mind.For the nearly half of all shoppers who find gift-giving the most challenging aspect of the holidays comes some simple advice.
- Creating a budget early in the year, or at the very least, at the beginning of the holiday season. Include all holiday-related expenses in that list. Keep it from year-to-year, and write down actual expenses as they incur. Don't forget Holiday parties for which you have to buy hostess gifts too.
- Create a list of the people you plan to buy gifts for and establish your budget. Include notes on each person's hobbies and interests to help build unique or creative gift ideas.
- Combine shopping trips to minimize your store visits.
- Shop and browse online and see the new items for the Holiday season before you go to the store.
- Eliminate the hassle and pick up great gifts at "unexpected" locations that you are already visiting.
- Don't fall into the trap of trying to match or out-spend those with whom you exchange gifts.....Stick to your budget! Watching expenses in November and December can decrease stress in January when the bills come due.
So if you have done your planning right you will have the time to enjoy the holidays and the days that follow ! Happy Shopping !
